Archive for December, 2012

The Basics of Life Insurance

Just like auto insurance covers damage to your automobile should an accident occur, life insurance provides money to those that are left behind should something happen to you. Life insurance policies include exclusions and exceptions, similar to an auto policy or a homeowner’s policy.

There are two main types of life insurance policies. The first is called term life insurance, and it offers protection should a specified event occur. Once this specified event occurs (usually the death of the person insured), ...

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