Articles and News

Earthquake Insurance

Earthquake Insurance – What Oregon and Washington need to know

What are the two most important things to know about earthquake insurance?
1. Most home insurance policies do not cover earthquake damage.
2. Even if you don’t live in an area where earthquakes are common, you may still need earthquake insurance.

Earthquakes have occurred in 39 states since 1900, and about 90% of Americans live in areas considered seismically active. For many of our neighbors in Oregon and Washington earthquake insurance can ...

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Over the river and through the woods in Oregon and Washington

Millions of Americans will do some traveling this holiday season – the majority of it by car. Of course, winter weather creates a unique set of challenges on the roadways, whether you’re simply driving around in Portland, headed to up north towards Seattle, or over the pass to Central Oregon.

 

At Northwest Community Insurance, we’d like to help you not only enjoy your holiday season, but help ensure you’ll be around for future holidays, too! So please take these winter-travel safety ...

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What You Need in an Emergency Kit

You never know when a natural disaster is going to hit The Pacific Northwest in Oregon and Washington — or even just a big storm that knocks out the power for a few days.

That’s why having an emergency kit for you and your family is so important. It’s not hard to put one together, yet there are still many households that would be completely unprepared if they had to evacuate their home for a few days. Or, for that matter, ...

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Flood prevention and safety

Almost anywhere it rains, it can flood. Even if you live in an area of that you think isn’t at risk, preparation is just as critical as with other types of emergencies.

 

Before we get into how you can prevent, limit or react to flooding, it’s important to note that flood damage is typically not covered by your homeowners or renters insurance. There are specialized flood insurance programs that we at Northwest Community Insurance can discuss with you. Just contact us ...

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Be the pinnacle of health and wellness this holiday season

It goes without saying that keeping yourself and your family healthy through the holiday season in Oregon and Washington can be a challenge. When you combine chillier temps, housebound days, year-end deadlines and pre-holiday preparation – not to mention kids passing around colds at school like they’re playing “Hot Potato” – you can end up spending the holidays under the covers.

No matter how many inherent seasonal risk factors you face, there are ways to prepare for and get through the ...

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Make your house a haven for trick-or-treaters

Halloween is one of the fall season’s most treasured holidays. Kids love to dress up, get together with friends, and go door-to-door in search of the biggest and best goodies.

If your neighborhood tends to be teeming with little ghosts, goblins, superheroes and princesses, you’ll want to be sure your yard and stoop are safe and welcoming. A little pre-planning can prevent unfortunate accidents that could turn out to be tragic for kids and trying for you.

Here are some ...

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Do you need rental car insurance?

 

You’ve probably been at the rental-car counter, listening to the representative ask if you want to purchase the company’s insurance. And the thoughts start racing through your head. “Is this a rip-off? Doesn’t my regular auto policy cover me? What about my credit card? Why didn’t I figure this out before I left on my trip?”

 

At Northwest Community Insurance, we are here to help. And while not every situation is the same, we’ve got some general tips that will help ...

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It’s Boating Season

Every summer, our team gets calls from customers after a fun weekend on the water takes a turn for the worse. Often, these accidents could have been prevented with just a few simple precautions. Here are a few tips we like – courtesy of our partners at Safeco. 

Don’t let an accident wreck your fun!

 

Life Preservers Aren’t Just for Kids. It’s not enough to just have life jackets on board — wear them! In an accident, people rarely have time to ...

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A time to celebrate mothers

As the second Sunday of May nears, it’s time to think of ways to celebrate mothers – although, of course, that’s a worthy pursuit at any time of year!

At Northwest Community Insurance, we thought it would be fun to give you a little of the history behind Mother’s Day, as well as a few ideas to honor the special women in all our lives.

Ancient beginnings

According to MothersDayCentral.com, the ancient Egyptians held an annual festival to honor “the mother of the ...

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Making Smart Savings Choices

In today’s unsettled economy, many people are looking for ways to stretch their money—but sometimes this includes altering insurance coverages to dangerously low levels or eliminating coverage entirely. If you’re thinking about changing your coverage to save money, consider these key issues below — and give us a call. We can help make sure you’ve got the right protection at a price you can afford.

 

  • Make sure you’re getting the appropriate discounts and credits:  Most insurers offer a variety of policy ...
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