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Earthquake Insurance

Earthquake Insurance – What Oregon and Washington need to know

What are the two most important things to know about earthquake insurance?
1. Most home insurance policies do not cover earthquake damage.
2. Even if you don’t live in an area where earthquakes are common, you may still need earthquake insurance.

Earthquakes have occurred in 39 states since 1900, and about 90% of Americans live in areas considered seismically active. For many of our neighbors in Oregon and Washington earthquake insurance can be inexpensive – contact Northwest Community Insurance to find out what the costs would be for your home.




Earthquake insurance can have many options

Most homeowner, condo and rental insurance policies do not cover damage caused by an earthquake, but coverage can be purchased as an endorsement or a separate policy. You may be able to choose to purchase earthquake insurance from the same company that provides your home insurance, or from a specialized earthquake insurance provider.



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